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Learning About The Process Of Filing Bankruptcy

Last year I had some financial difficulties and I couldn't pay off my debt. The uncertainty of my financial future was adding to my already stressful life. After months of worry, I finally decided to contact a bankruptcy attorney. After discussing my options with the attorney, I decided to file bankruptcy. My name is Kyle Diggler and if you're struggling with debt and considering bankruptcy, I'm here to help you. I'm not an expert, but I want to share my story and my experience of filing bankruptcy with others who are in a similar situation. As you read my blog, you'll learn all about the bankruptcy process so that you'll know what to expect. I'll also share some tips to help you start your life over financially. I hope that my blog answers all the questions you have about filing bankruptcy.

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Learning About The Process Of Filing Bankruptcy


The Truth About Bankruptcy: It's Not As Scary As It May Seem

Obviously, having to declare bankruptcy is not a good situation to be in. But if you're drowning in debt with no other way out, it may be the best solution to your problems. And the good news is that declaring bankruptcy is not quite the nightmare it's often made out to be. Here are four things you may have heard about bankruptcy that are not true. Your name will be printed in the paper.

Fake Debt Collectors And Your Finances

If your financial state of affairs is less than healthy, you may be getting phone calls from bill collection agencies on a constant basis. While you know you have fallen behind on your bills, these debt collectors do have to follow some guidelines about contacting you. For example, they're only allowed to call during certain hours of the day and days of the week. A new problem has arisen with debt collection activities however, that can make the normal collections activities appear relatively tame by comparison.

Passing The Means Test And Bankruptcy

With a single federal filing, bankruptcy could make many of your debts simply disappear and immediately get the creditors off your back. While this decision should not be taken lightly, you should also spend some time ensuring that this action is going to do what you hope it does. Not everyone qualifies to file, and the sooner you know about the qualifications, the sooner you can take action. Read on to learn about the very specific test you must pass to file for chapter 7 bankruptcy.